Top 17 Most Profitable Finance Apps

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Finance apps rarely disclose their revenue numbers, which makes this data incredibly valuable for anyone building in this space.

Most successful fintech companies either get acquired before sharing metrics or raise VC funding and go silent on revenue (which is exactly why we track what actually works across different markets in our market clarity reports).

This ranking covers 17 finance apps with verifiable founder-disclosed revenue from 2022-2025, sorted by monthly revenue from highest to lowest.

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Top Finance Apps Ranked by Monthly Revenue

• 1. Axiom ($10M/month)

  Axiom generates approximately $10 million monthly with $120M ARR as a DeFi trading platform offering memecoins, perpetuals, and yield products. The company became likely the fastest startup in history to reach $100M in revenue, launching in early-access in late January 2025 and hitting that milestone by June (just 4 months). Co-founded by Henry Zhang and Preston Ellis (both 22 years old, recent UC San Diego graduates), Axiom operates on Solana blockchain and returns significant percentages of fees to top traders as rewards, with users leveling up from base "Wood" level (0.95% fees, 0.05% SOL rewards) to "Champion" level (0.75% fees, 0.25% SOL rewards). The platform had given back as much as 43% of fees as rewards to users and generates $5M monthly net profit.

  Sources: Y Combinator, The Block
• 2. Paddle ($7.6M/month)

  Paddle generates approximately $7.6 million monthly based on $90.9M revenue in 2024, operating as a merchant of record and payments infrastructure provider specifically designed for SaaS companies. Founded by Christian Owens at age 18 in 2012, Paddle handles payment processing, recurring billing, invoicing, sales tax/VAT compliance, and fraud prevention across 200+ markets, processing over $1 billion in payments annually. The company reached $1M ARR in 2016 (4 years), $10M ARR in 2019 (7 years), and was approaching $100M ARR by 2022 (10 years), achieving a $1.4B valuation in 2022 with 370-400 employees. Paddle acquired ProfitWell for $200M in 2022 to add subscription metrics and retention automation, evolved from signing startups doing $20-30K/month to landing enterprise customers like Verizon, Fortinet, and ServiceNow, and maintained profitability since founding while using revenue to fund growth.

  Sources: GetLatka, SaaS Club, TechCrunch
• 3. Slope ($5.4M/month)

  Slope generates an estimated $5.4 million monthly based on context from their $65M strategic equity + debt round in July 2024, with 2023 revenue hitting eight figures and a 17× increase in volume and revenue year-over-year. This embedded finance platform provides instant credit lines for B2B purchases, AI-driven cash flow underwriting, order-to-cash automation, risk/fraud detection, and payment reconciliation with a developer-friendly API. Founded in 2021, Slope reached eight-figure revenue by 2023 (2 years) and moved upmarket to land enterprise customers like Fiserv, raising $252M total funding including $175M debt. The company employs 11-50 people and experienced rapid enterprise adoption, though this entry has weaker verification as it lacks explicit founder-disclosed revenue numbers in interview format.

  Source: Funding announcement coverage July 2024
• 4. Gumroad ($1.75M/month)

  Gumroad generates approximately $1.75 million monthly based on $21M annual revenue in 2023, up 96% from $11M in 2022. Founded by Sahil Lavingia (early Pinterest employee and college dropout) in 2011, this online checkout platform processes payments for creators selling digital products, memberships, and courses, handling credit cards and PayPal transactions while functioning as merchant of record. Gumroad switched from a 3.5-8.5% variable rate to flat 10% in early 2023, which nearly doubled monthly revenue from $1M to $1.8M, and processed $171M GMV in 2023. The company operates as a "1-person startup" philosophy with contractors, has 18,976 active stores on the platform (2025 Q3), generated $9M profit in 2023, raised $16.2M + $5M crowdfunding in 2021, and achieved a $100M valuation in 2021 while building a family of businesses including Flexile, Helper, and Iffy.

  Sources: Sacra, GetLatka
• 5. Found ($783K/month)

  Found generates approximately $783,000 monthly based on $9.4M annual revenue in 2024, up from $5.6M in 2023 showing 68% year-over-year growth. This all-in-one financial platform tailored for freelancers, contractors, and small business owners combines FDIC-insured business checking accounts, automated bookkeeping, tax calculation and payment tools, invoicing, expense categorization, and financial management in a single app. Founded in 2015 and based in Salt Lake City, Found reached $5.6M revenue in 2023 (8 years) and serves over 4,000 accounting firms using the platform while maintaining SOC2-certified security. The company raised a $70M Series C on April 29, 2025, bringing total funding to approximately $120M, targeting the underserved self-employed market with a mobile-first experience and integration with payment processors and financial institutions.

  Source: Series C funding announcement April 29, 2025
• 6. PocketSmith ($233K/month)

  PocketSmith generates approximately $233,000 monthly based on disclosed $2.8M annual revenue in 2024, with historical data showing $1.6M in October 2023 and $1.1M in April 2021. Founded in 2008 by Jason Leong (CEO) and James Wiggins (CTO) in Dunedin, New Zealand, this web-based personal finance software specializes in calendar-based cash flow forecasting projecting years ahead, multi-currency support, comprehensive transaction tracking, visual budgeting tools, scenario modeling, and live bank feeds for US/UK/EU/Australasia. The company operates in 190+ countries with strong presence in New Zealand, Australia, US, UK, and EU, employs 21 people as of 2024, and maintains a 17+ year track record as bootstrapped and profitable with no external funding. PocketSmith differentiates through its unique focus on forecasting versus backward-looking reporting, reaching $1.1M revenue in April 2021, $1.6M in October 2023, and $3.8M by August 2025 (17 years).

  Sources: GetLatka, LeadIQ
• 7. ZenLedger ($208K/month)

  ZenLedger generates an estimated $208,000 monthly based on $2.5M annual revenue estimate from 2023-2024 industry sources and funding data. Founded in 2017, this crypto tax software helps users calculate cryptocurrency taxes, generate tax reports, and integrate with tax filing software across 400+ exchanges and wallets, providing portfolio tracking, tax-loss harvesting, and audit reports for cryptocurrency investors. The company raised a $6.3M Series A in 2021 and serves cryptocurrency investors and tax professionals with exchange partnerships and integrations, content marketing educating crypto investors about tax obligations, and integration with TurboTax and other tax software. This entry has weaker verification as it lacks explicit founder-disclosed revenue numbers, with revenue estimates suggesting $2-3M annual revenue by 2023-2024.

  Source: Funding announcements and industry estimates
• 8. Copilot Money ($133K/month)

  Copilot Money generates approximately $133,000 monthly based on $1.6M annual revenue disclosed in 2023 when the company achieved profitability. Founded by Andrés Ugarte (former Google employee) in January 2020, this subscription-based personal finance tracker aggregates data from 10,000+ institutions and automatically categorizes transactions using machine learning while creating custom spending categories, flexible budgets with rollover features, daily financial snapshots, investment tracking, subscription monitoring, and data-driven insights. Copilot experienced a major inflection point when Intuit announced Mint shutdown on November 2, 2023, which became their "biggest day ever" as they grew more in 4 months post-Mint announcement than in previous 4 years combined, with subscriber base surging 20× to reach 100,000+ subscribers as of March 2024. The company bootstrapped initially with $250K angel funding, achieved profitability in 2023 (3 years), raised $6M Series A in March 2024 at $850M valuation, and was featured by Apple as "future of personal finance" and by MKBHD while becoming Apple Design Award Finalist 2024.

  Sources: GetLatka, TechCrunch
• 9. Reclaim ($125K/month)

  Reclaim generates an estimated $125,000 monthly based on $1.5M annual revenue estimate for this bootstrapped productivity and calendar app that recently started monetizing after years as a free product. This AI-powered calendar management and scheduling tool helps teams optimize time, defend focus time, and automatically schedule meetings, tasks, habits, and breaks with integration with Google Calendar and Microsoft Outlook. Founded several years ago as a free product with thousands of teams using the platform, Reclaim introduced paid plans in recent years after establishing product-market fit through word-of-mouth growth in productivity and remote work communities. This entry has weak verification and weak "finance app" categorization, included to show challenges in finding pure finance apps with disclosed revenue, as it primarily processes recurring subscription billing and payment collection rather than providing traditional financial services.

  Sources: Indie Hackers discussions, Product Hunt
• 10. Parqet (€100K/month)

  Parqet generates approximately €100,000 MRR (roughly $108,000 USD monthly at 2024 exchange rates, equals €1.2M ARR or roughly $1.296M ARR) as disclosed in October 2024 on Indie Hackers. Founded by Sumit Kumar (36 years old, based in Germany, previously Head of Engineering at car-sharing company and Solutions Architect at Stripe), this fintech portfolio tracker helps users track and analyze investment portfolios across stocks, ETFs, and crypto while calculating performance and providing analytics in Germany, Austria, and Switzerland (DACH region). Kumar started coding from his couch in December 2019 while working full-time, left his dream job at Stripe at around €20K MRR to go full-time, and now operates at €100K MRR (roughly 5 years to current level) with a freemium model at €10/month paid tier. The company built in public through YouTube livestreams of coding sessions, transparency about business metrics, SEO and organic content marketing focused on the DACH region to become #1 portfolio tracking in Germany/Austria/Switzerland, serving thousands of customers with QR code and digital wallet integration.

  Source: Indie Hackers

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• 11. Lemon Squeezy ($83K/month)

  Lemon Squeezy generates approximately $83,000 monthly based on $1M ARR reached 9 months after public launch in 2021 (approximately mid-2022). Founded by JR Farr (CEO), Gilbert Pellegrom, Jason Schuller, and Orman Clark, this merchant of record platform handles payments, sales tax compliance, subscription management, and digital product delivery for SaaS companies and digital creators, processing payments in 135+ countries with 20+ payment methods. As a merchant of record, Lemon Squeezy calculates and pays global sales tax/VAT for digital products in every country while providing automated cart recovery, affiliate programs, and license key management. The company positioned as an alternative to Gumroad when Gumroad raised prices in early 2023, causing 50%+ month-over-month growth, built reputation on exceptional 24/7 customer support responding in minutes, operated with 13 employees at time of acquisition, turned down a $50M Series A term sheet, and was acquired by Stripe in July 2024 while remaining bootstrapped with $0 VC funding.

  Sources: TechCrunch, Lemon Squeezy Blog
• 12. Testimonial.to ($67K/month)

  Testimonial.to generates approximately $67,000 monthly based on $800K ARR disclosed across multiple Indie Hackers posts from 2023-2024. Founded by Damon Chen as a solo founder during nights and weekends, this video testimonial collection platform for businesses allows customers to record video testimonials that businesses can embed on websites, operating on a subscription payment model processing recurring billing for business customers. While not strictly a traditional finance app (its primary function is testimonial collection, not financial services), the payment processing and subscription billing infrastructure qualifies it as having financial technology components, representing a borderline case included for completeness. The company was built in public with revenue milestones shared on Indie Hackers and Twitter, featured on Product Hunt, optimized SEO for "video testimonial" keywords, integrated with popular website builders and marketing tools, and reached $800K ARR within approximately 2-3 years as a bootstrapped and profitable side project.

  Source: Indie Hackers
• 13. Payment ($50K/month)

  Payment generates approximately $50,000 monthly average calculated from $4.2M total revenue disclosed over approximately 7 years of operation from 2015-2022 (if treating as cumulative, approximately $600K/year average or roughly $50K/month). Founded by Ryan Scherf as a solo founder and bootstrapped, this no-code point-of-sale system built on top of Stripe infrastructure turns smartphones into payment terminals, enabling businesses to accept credit card payments through mobile devices without additional hardware while handling transactions, generating receipts, and syncing with Stripe. Payment achieved first-mover advantage as the first mobile payment app for Stripe and first Verified Stripe Partner, ranked higher than Stripe's own dashboard app in the App Store at times, was first to implement Stripe Terminal and first to launch with Apple Tap to Pay on iPhone, and acquired first 50 customers in days through existing user base from previous analytics app. The company made $1,300 in first month (December 2015), remained profitable from day one, operated for 7+ years with Ryan answering thousands of support tickets personally at $50/month subscription starting price.

  Source: FounderBeats
• 14. Lunch Money ($34K/month)

  Lunch Money generates $34,000 MRR (stated directly, equals $408K ARR) as disclosed in October 2024 publication on Starter Story representing current revenue. Founded by Jen Yip (@lunchbag on Twitter, former Twitter engineer and YC Fellowship #1 alumna) as a solo founder, this subscription-based personal finance web app tracks income and expenses across 14,000+ financial institutions with automatic transaction categorization, flexible budgets, multi-currency management, and detailed spending analysis through a design-forward interface. Launched on Hacker News Show HN in September 2019, Lunch Money gained first 100 paying customers from that single post, built in public through founder blog and Twitter sharing transparent revenue milestones, developed an active Discord community with 2,300+ members, and released a developer API early to enable users to build mobile apps and integrations. The company reached $25K ARR in roughly 1 year, $100K ARR in 20 months (May 2021), and $408K ARR in roughly 5 years (October 2024), moved to pay-what-you-want pricing ($40+ annually) in February 2023, hired first team members in 2024 (4 new hires by April), and serves over 1,000+ paying subscribers while remaining bootstrapped and profitable since first year.

  Sources: Starter Story, Indie Hackers
• 15. Outseta ($25K/month)

  Outseta generates $25,000 MRR (equals $300,000 ARR) as disclosed on Starter Story representing current performance. Founded by Geoff Roberts (Co-founder, former VP of Marketing at Roambi acquired by SAP) along with Dimitris (back-end) and Dave (back-end and front-end) in 2017-2018, this all-in-one SaaS platform provides subscription billing, payment processing, CRM, email marketing, and customer support for early-stage startups. Outseta handles recurring payment collection, payment gateway integration, transaction processing, invoicing, revenue recognition, failed payment recovery (dunning), and complete billing infrastructure for membership and subscription businesses. The company completed MVP by 2017, began selling January 1, 2018, reached $25K MRR ($300K ARR) approximately 4-5 years from launch, positioned as all-in-one solution versus assembling multiple tools, and targeted early-stage startups needing cost-effective solutions with launches on Product Hunt and BetaList for initial traction.

  Source: Starter Story
• 16. CocoSign ($20K/month)

  CocoSign generates $20,000 monthly (most accurate calculation from $240K ARR disclosed, with the article stating both "$67.3K monthly revenue" and "$240K ARR" but the ARR figure appearing more consistent). Founded by Caroline (Co-founder and CEO) in 2020, this digital signature and eSignature platform enables businesses to electronically sign legally valid documents while processing subscription payments for SaaS plans and per-signature transaction billing at $0.5-0.8 per signature request. While primarily an eSignature tool rather than pure payment processor, CocoSign processes payments as a core business function for 2,000+ customers, offers document signing, template generation, bulk sending, signing links, and workflow automation with audit trails and branded customization. The company positioned as an affordable DocuSign alternative at a fraction of cost, provides 24/7 support responding in 1 minute or less (versus DocuSign's poor support reputation), offers a generous free plan (sign 999+ documents free) for customer acquisition, reached $240K ARR approximately 1-2 years from founding, and grows at 5% monthly customer increase with clear upfront pricing and no hidden fees.

  Source: Starter Story
• 17. Bank Statement Converter ($12.5K/month)

  Bank Statement Converter generates $12,500 MRR (stated directly) as featured on Starter Story representing current performance. Founded by Angus Cheng as a solo founder and bootstrapped, this financial infrastructure software extracts transaction data from PDF bank statements and converts them into usable formats (CSV, Excel, QBO) for accounting purposes, used primarily by accountants, bookkeepers, and small business owners digitizing financial data for reconciliation and accounting workflows. While not a neobank itself, Bank Statement Converter processes core banking data and facilitates financial reconciliation processes fundamental to banking operations, making it essential banking technology enabling financial management. The company built an SEO-focused approach ranking for keywords like "bank statement converter" and "PDF to Excel bank statements," targeted accountants first with a B2B2C model where accountants recommend it to their clients, maintains a freemium model with paid tiers for advanced features, and Angus worked on this for several years after prior experience at Credit Suisse while building during evenings after work at various programming jobs with a self-taught developer background.

  Sources: Starter Story, Indie Hackers

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